(714) 536-2200

paving a path

Whether you're building a new home or renovating an existing one, there's a lot that goes into construction.  Which is why we make the entire financing process easy on you.*1

  • One time closing- interest only payments*2 during construction, permanent financing when construction is finished
  • Same initial interest rate*3 for construction and permanent financing, rate is set at closing
  • Financing from $250,000 into the millions
  • Financing for primary and secondary homes


From building on a lot you're purchasing to renovating a home, there are a number of construction scenarios we can finance.*4

  • New construction on new lot purchase

  • New construction on a lot you own

  • Tear down existing construction and rebuild

  • Renovate existing property

1. Minimum $250,000 of improvements required.  Contractor and project review and approval required. Available only in CA.  Contact us about more information on this product.

2. During the Construction Phase, we will disburse the total loan proceeds by making several advances, and you will make monthly payments of interest only on the amount disbursed.  Durin the Permanent Phase, your monthly payment will increase because you must pay back the principle in addition to the interest.  Contact us for more details on this product, including the interest only features.

3. This is a variable rate loan product.  Rates and payments may increase after closing.

4. Not available on all property types.

I look forward to helping you achieve your investment and housing dreams, give me a call.

Mike Wright

(714) 536-2200

*Subject to credit and property approval.  Rates, program terms, and conditions are subject to change without a notice.  Not all products are available in all states and for all loan amounts.  Other restrictions and limitations may apply.  The actual terms of the loan will depend upon the specific characteristics of the loan transaction.  Applicants credit history and other financial circumstances may apply.

United American Mortgage 

NMLS ID:1942

NMLS ID: 234953

BRE LIC: 01817982